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Indiana University

University Human Resource Services

2008 Medical Care Plans Out-of-State and Overseas Plans

IU PPO $900 Deductible | IU PPO-Plus | Blue Preferred Primary POS | Definitions | Which Plan?

Out-of-State and Overseas Coverage

With the BlueCard program, Anthem members can access care outside their Plan area with no additional paperwork or out-of-pocket expenses.

  • There are no claim forms for members to file.
  • Members are charged only normal out-of-pocket expenses (copay, coinsurance, non-covered services or deductible).

The Five Simple Steps

Members can access benefits when living or traveling outside Anthem states by following these easy procedures:

  1. Find a provider: Use the BlueCard Doctor & Hospital Finder at www.bcbs.com, or call the BlueCard access number on the member ID card (800)810-BLUE.

  2. Call Anthem Member Services to verify coverage: call the number on the back of the ID card to obtain precertification for certain services.

  3. Visit a provider and present a Blue Cross and Blue Shield ID card: The Anthem ID card contains a three-letter alpha prefix specifically for each account's members (Indiana University's prefix is YRM). The provider verifies benefits and eligibility with a call to the national Blue Cross and Blue Shield Association's BlueCard office.

  4. The provider electronically files the claim with Anthem through the local Blue Cross and Blue Shield Plan.

  5. Anthem processes the claim. The provider is reimbursed and the member recieves an Anthem EOB.

 

 

Page updated: 20 February 2008
UNIVERSITY HUMAN RESOURCE SERVICES
Poplars E165, 400 E. 7th St., Bloomington, IN 47405 • (812) 855-2172
Contact Benefits:

Indiana University is an Equal Employment Opportunity/Affirmative Action employer
and a provider of ADA services.