Open Enrollment 2008

Annual Open Enrollment 2008 from October 22 to November 16. Employees will receive enrollment materials in Campus Mail the week of October 10.

Contents

Choosing a plan

Open Enrollment 2008 schedule

Information sessions at all campus locations

Plan-specific changes

New IU Tobacco-free Wellness Program

Plan-specific summaries

Open Enrollment booklet and forms (enclosures included)

 

Choosing a plan and helpful information

Selecting a Medical Plan (PDF)

Medical Care and Dental rates

PPO $900 Deductible - Questions and Answers

Over-the-Counter Medications - TSB Reimbursement Accounts (PDF)

A Partial List of Eligible Expenses for TSB Reimbursement Accounts (PDF)

TSB Card Option and FAQ

 

Schedule

Open Enrollment is the employee's annual opportunity to make changes in plans listed below for an effective date of January 1, 2008:

• Medical plan
• Dental plan
• Personal Accident Insurance
• Tax Saver Benefit (TSB) Plan
• Wellness HRA Plan

In mid-October employees will receive:

• An Open Enrollment booklet informing them of details such as plan changes and rates, and
• A statement informing them of the plans in which they are currently enrolled.

October 22 - November 13: Open Enrollment information sessions will be held at all campus locations listed below.

November 16: This is the deadline for Open Enrollment 2008.

 

Open Enrollment Information Sessions

** Please bring your Open Enrollment 2008 packet with you to the program.**
Campus	Date	Times	Location
Bloomington	Monday, October 22	9:00-11:00 a.m.	Willkie Auditorium, 1st Floor
	Thursday, November 1	9:00-10:30 a.m. 12:00-1:30 p.m. 2:00-3:30 p.m.	IMU, Whittenberger Auditorium, UHRS staff & vendors available in Georgian Room
	Tuesday, November 13	3:00-4:30 p.m.	Cyclotron Facility, North Large Conference Room
East	Monday, October 29	10:00-11:30 a.m. 1:00-2:30 p.m.	Whitewater Hall, Community Room
Fort Wayne	Please call (812) 856-4742 to schedule a conference call for any questions regarding Open Enrollment.
IUPUI	Friday, October 26	10:00-11:30 a.m. 1:00-2:30 p.m. 3:00-4:30 p.m.	University Place Conference Center, 2nd Floor (Health & Benefits Fair)
Kokomo	Wednesday, October 31	10:00-11:30 a.m. 1:00-2:30 p.m.	Kelley Center, KC 221
Northwest	Thursday, November 8	10:00-11:30 a.m. 1:30-3:00 p.m.	Conference Center, Room ABC
South Bend	Friday, November 9	10:00-11:30 a.m. 1:00-2:30 p.m.	Northside Hall, N125
Southeast	Wednesday, October 24	10:00-11:30 a.m. 1:00-2:30 p.m.	Hoosier Room West

 

Plan-specific Changes

Medical plans

M-Plan HMO

• M-Plan has made a business decision to discontinue their HMO product effective December 31, 2007. Current members may enroll in another plan during Open Enrollment. If no action is taken, the member will be automatically enrolled in the Blue Preferred Primary POS Plan effective January 1, 2008.

IU PPO $900 Deductible

• Separate out-of-network deductible and copay limits will be added, equal to the in-network deductible and copay limits.

IU PPO-Plus

• No new enrollments will be accepted into this plan for 2008. This plan will be discontinued effective December 31, 2008. Although current participants can continue enrollment for 2008, they are encouraged to review this plan’s costs compared to the IU PPO $900 Deductible and Blue Preferred Primary POS plans which are more cost effective.

IU PPO Plus and IU PPO $900 Deductible

• Mental health coverage will be enhanced for chronic and behavioral conditions with additional coverage for medically necessary services.

Blue Preferred Primary POS – no plan changes

IU Dental Plan

• Coverage will be enhanced by increasing the annual per person benefit limit from $1,000 to $1,200.

Dependent Eligibility for Medical and Dental Plans

• Dependent eligibility will be modified to include coverage for an employee’s unmarried child until the end of the month in which the child reaches age 24, so long as the child can be claimed as a federal tax exemption by the employee or employee’s registered domestic partner.* Child is defined as biological or adopted child, or the legal ward of the employee, employee’s spouse, or registered domestic partner.

• The university will require the employee to certify that the employee or domestic partner can claim the child as an IRS tax exemption. Generally, the child must live with the employee at least half the year, not provide more than half of his or her own support, and, if age 19 or older for any part of the year, be a full-time student. Children age 19 or older who are not full-time students may still be a tax exemption under certain IRS support and income limits if they are not the tax exemption of any other person. Special IRS rules apply to children of divorced or separated parents. Employees who are uncertain of their child’s tax exempt status should check with a tax advisor or IRS Publication 501 (available at www.irs.gov/pub/irs-pdf/p501.pdf). Enrolling an ineligible child can result in termination of coverage, additional cost to the employee, and meaningful tax consequences.

  * The IRS does not recognize the employee’s domestic partners and children for preferential tax treatment. Domestic partners and their tax-exempt children are eligible for IU-sponsored coverage, but the value of benefits provided to these individuals is added to the employee’s taxable income, unless they can also be claimed as a tax exemption by the employee.

New IU Tobacco-free Wellness Program

• Tobacco Cessation Plan

• Wellness Health Reimbursement Arrangement (HRA) Plan

 

Plan-specific Summaries

• Blue Preferred POS (PDF)

• CIGNA Dental Distinguishing features (PDF)

• PPO $900 (PDF)

• PPO Plus (PDF)

 

Open Enrollment Packet and Forms

• Open Enrollment booklet (PDF)

• Open Enrollment form (PDF)

• Open Enrollment form instructions (PDF)

• (TSB) Direct Deposit Authorization/Termination form (PDF)

• (TSB) Dependent Care Flexible Spending Account Worksheet (PDF)

• (TSB) Healthcare Flexible Spending Account Worksheet (PDF)

• TSB Card Frequently Asked Questions